¥¡¦æ¥[®§¼vÅT¯B°Ê§Q²v ¯B®§«ö´¦®£¦~¦h¥I¼Æ¤d¤¸
¡i©ú³ø±M°T¡j¥[®³¤j¥¡¦æ¬Q(26¤é)ºû«ù°ò·Ç§Q²v¤£ÅÜ¡A¦ý¥¡¦æ¦æªø³Á§J°Ç©i(Tiff Macklem)«oªí¥Ü¡A§Q²v±N·|¯Ç¤J¥[®§©P´Á¡A·N¨ýþÓ·s«a¬Ì±¡±a¨Óªº¶W§C§Q²v®É¥N¤wµ²§ô¡C
¥¡¦æ¥[®§±N¹ï´®t¶Å°Èªº¥[®³¤j¤H²£¥Í¤°»ò¼vÅT¡H¥¡¦æ¦æªø³Á§J°Ç©i¬Q¤éªí¥Ü¡A¦b¤µ¦~¤º±N·|¦³¼Æ¦¸¥[®§¡A±N¹ï«ù¦³©Ð«Î«ö´¦¶U´Úªº¥[®³¤j¤H²£¥Íþ¨Ç¼vÅT¡H
¥[®³¤j¥¡¦æ½Õ¤É°ò·Ç§Q²v±N¹ïɶU¦¨¥»²£¥Í¼sªxªº¼vÅT¡Aª½±µ¼vÅT¯B°Ê§Q²vªº¶U´Ú¥H¤Î½Ñ¦p¯B°Ê§Q²vªº©Ð«Î«ö´¦¶U´Ú©M«H¶UÃB«×µ¥«H¶U²£«~¡C·í°ò·Ç§Q²vÃk¤É®É¡A»È¦æ³q±`·|½Õ¾ã¦U¦ÛªºÀu´f§Q²v¡A³o¬O»È¦æ³]©w¯B°Ê§Q²vªº°ò·Ç¡C
©Ð«Î«ö´¦¶U´Ú¤¤¤¶¤½¥qCanWise Financialªºt³d¤HµÜº¸¼w(James Laird)«ü¥X¡A³Ì¨ü¼vÅTªº±N¬O¯B°Ê©Ð«Î«ö´¦¶U´Úªº«ù¦³¤H¡A¦pªG¥¡¦æ¥[®§¡A¯B°Êªº©Ð«Î«ö´¦¶U´ÚªºÁÙ´ÚÃB±N¤Wº¦¡C
¹ï©ó«Ü¦h«ù¦³¯B°Ê©Ð«Î«ö´¦¶U´Úªº·~¥D¦Ó¨¥¡A³o±N·N¨ýþÓ¤@¦~n¦h¥I¼Æ¦Ê¤¸¬Æ¦Ü¼Æ¤d¤¸¡C
®Ú¾Úºô¤W«OÀI¸g¬ö¤½¥qLowestRates.caªº²Îp¡A¥H¥[°ê¥§¡©Ð»ù72¸U¤¸ªº¤@´É¦í¦v¬°¨Ò¡Aº¥I´Ú¬°10%¡A¥H5¦~´Á¯B°Ê«ö´¦§Q²v1.15%¡BÁÙ´Ú´Á¬°25¦~¨Ópºâ¡A·í§Q²v½Õ¤É0.25ӦʤÀÂI®É¡A¨C¤ëªºÁÙ´ÚÃB±N±q2,762¤¸Ãk¤É¦Ü2,844¤¸¡A·~¥D±N¨C¤ë¦h¤ä¥X82¤¸¡A¤@¦~¤U¨Ó´N¬O984¤¸¡C
¦b¸g¹L¥t¥~3¦¸§Q²v½Õ¤É0.25ӦʤÀÂI«á¡A·í§Q²v½Õ¤É¹F¨ì1ӦʤÀÂI®É¡A¨C¤ëªºÁÙ´ÚÃB±NÃk¤É¦Ü3,101¤¸¡A¸û³Ìªìªº2,762¤¸¼W¥[339¤¸¡A¤@¦~¤U¨Ó´N¬O4,068¤¸¡C
®Ú¾Ú¥[®³¤j«ö´¦±M·~¤H¤h¨ó·|(Mortgage Professionals Canada)ªº²Îp¼Æ¾Ú¡A¦b¤@¦~«e¡A¦b«ù¦³©Ð«Î«ö´¦¶U´Úªº¥[®³¤j¤¤¡A¿ï¾Ü¯B°Ê§Q²v©Ð¶U©Î©T©w§Q²v©M¯B°Ê§Q²v²Õ¦X©Ð¶Uªº¤ñ¨Ò¦h¹F27%¡C¦Ó¦b2021¦~¥½¡A¦]©T©w§Q²v»P¯B°Ê§Q²v¤§¶¡ªº§Q®t¶i¤@¨BÂX¤j¡A¤Wz¤ñ¨Ò¥i¯à¦³©Ò¼W¥[¡C
§Q²vºô¯¸RATESDOTCA«h«ü¥X¡A¦b¥h¦~10¤ë¡A¦³ÃöÀò¨ú¯B°Ê§Q²v³ø»ùªº¥Ó½Ð»P«e¦~¦P´Á¬Û¤ñ¡A‘C¤É¤F147%¡C
¥[®³¤j¥¡¦æ¥[®§ÁÙ±N¹ï©Ð«Î²bÈ«H¶UÃB«×(HELOC)¶U´Úªº«ù¦³¤H²£¥Í¼vÅT¡A¦pªG¬Y¤Hªº©Ð«Î²bÈ«H¶UÃB«×¶U´Ú¬O14.2¸U¤¸¡A§Q²v¬°2.7%¡A·í§Q²v½Õ¤É0.25ӦʤÀÂI®É¡A¨C¤ëªºÁÙ´ÚÃB±N±q650¤¸Ãk¤É¦Ü668¤¸¡A·N¨ýþÓ¨C¤ëÁÙ´Ú¼W¥[18¤¸¡A¤@¦~¤U¨Ó´N¬O216¤¸¡C