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聯邦監管機構下月起提升未買按揭保險壓力測試用利率
(2021/5/21)
【明報專訊】為應對房市近日愈趨熱熾，加拿大聯邦金融監管機構辦公室(The Office of the Superintendent of Financial Institutions，OSFI)公布，由6月1日起收緊未有買保險房屋按揭的壓力測試標準，用作壓力測試用的參考利率，將會跟從按揭利率增加2%，或最少5.25%，即由現今4.8%，升上5.25%，預計此舉會降低申請房按人士5%的買屋能力。
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